I obtained an apartment under the Mortgage and Credit Guarantee Fund’s new rental housing project on favorable terms, registered in the name of my wife (Salmanova Fidan Hafis qızı). The apartment I acquired is located in the Khatai Park residential complex in Khatai District. The apartment was handed over with excellent finishes, and the special attention and care of the Fund's staff in every matter made me, as a citizen, very happy. I would like to extend my gratitude to each staff member of the Fund who contributed to this process.

Best regards,
Rasim Salmanov

I would like to inform you that I have obtained an apartment through the Mortgage and Credit Guarantee Fund's rental housing project, located at Adil Məmmədov Street, Binəqədi District, Baku. I would like to express my satisfaction with the quality of the electronic services provided, including the electronic cabinet used for obtaining the apartment, the functionality of the cabinet, its comprehensive coverage of information about the apartment, real-time notifications about the status of the application, and other related services. Additionally, I believe that the document submission process during the application and the prompt decision-making process demonstrate the Fund's commitment to considering citizens' satisfaction.

I have learned from a friend who also obtained a rental apartment at the same address about the advantages of the Fund's project, the simplicity of the terms, and the quality of the building, and I would like to extend my gratitude to them as well.

Best regards,
Azer Mustafayev

First of all, I would like to express my gratitude to each of you for the exemplary and professional service, attention, and care shown to the customer. I applied for a two-room apartment under the rental housing project offered by the Fund, located at Gəncə Prospect, Khatai District. Based on the efficient and prompt service provided by the Fund’s staff, I became a property owner in a very short time. From providing information about the project, answering questions in a short period, to the quick submission of documents, the registration of documents after selecting the apartment, the handover process, and the delivery of keys, everything was successfully and quickly resolved. This demonstrates how successful and professional the staff of the Mortgage and Credit Guarantee Fund (MCKGF) is, especially those working on the rental housing project.

We are very pleased that, through this project, you have enabled me and many young people like me to become homeowners at a young age.

I would like to convey my deep respect and gratitude to each of you for the flawless and excellent service you have provided. I wish you all success in this challenging work!

Best regards,
Asiman Suleymanli Cahid gizi

I, Səmədova Zümrüd Səməd qızı, am one of the lucky people who obtained a property with the support of the Mortgage and Credit Guarantee Fund. I am grateful to you for implementing such a wonderful project.

When I saw your project, I determined that it offered the best conditions for me. For this reason, I decided to apply without wasting time. One of the best aspects of this project is that it meets the requirements of the current times, meaning that both the initial and subsequent stages of the application process are conducted electronically. Since the documents I submitted met the requirements, I became a homeowner in a short period.

I would like to thank you for this wonderful and affordable project that you have carried out for us young people.

Best regards,
Zumrud Samadova Samad gizi

First of all, I would like to thank you for the high level of service you have provided. Through the rental housing project offered by the Mortgage and Credit Guarantee Fund, I became a homeowner in a short period of time, with the apartment located in the Khatai District, Gəncə Prospect. I would like to mention that the rental housing project implemented by the Fund is socially beneficial, especially for young families, and it is one of the successful projects of our government. I highly recommend this project to all young families who wish to become homeowners.

Once again, I extend my deepest gratitude to each of you. I wish you all success in your work.

Best regards,
Nizami Karimov

For many years, we wanted to become homeowners in new buildings. We were interested in the apartments offered by various companies and the terms they required. However, the documentation process and, most importantly, the required down payment kept us away from this idea every time.

We came across the Mortgage and Credit Guarantee Fund's rental housing project in the news. It is a project that allows citizens to become homeowners with minimal upfront payment, facilitated by a quick document submission process and, most importantly, an affordable initial payment. We immediately gathered the required documents and applied for the rental apartment through the electronic cabinet. We selected the apartment in a fully transparent and digitized manner, and within a very short time, the apartment was handed over to us.

I would like to mention that the apartment we obtained from the "Xətai Park" residential complex was fully renovated, equipped with gas, electricity, water lines, and a heating system, and was handed over to us clean and ready to move in. The building's infrastructure is very convenient: it is very close to the metro and bus stations, and nearby there are schools, kindergartens, shops, and more. The complex has a playground for children, sports courts for adults, and the area is well-groomed and greened.

Considering all this, I would like to express my gratitude to each of you, on behalf of myself and my family, for creating such favorable conditions for citizens.

Best regards,
Rasulova Natella

First of all, I would like to express my gratitude to each of you for the exemplary service and the care shown to the customer.

I applied for a three-room apartment under the rental housing project offered by the Mortgage and Credit Guarantee Fund, located on Adil Məmmədov Street in the Binəqədi district. As a result of the exemplary service provided by the Fund's staff, I became a homeowner in a short time.

The process of document submission and registration was successfully completed in a short period due to the professional service of the IКZF staff.

Becoming a homeowner is a very gratifying result, which is the outcome of our President's care, who has always emphasized the resolution of social issues and the provision of housing for young families as a priority.

I wish you all success in your difficult and responsible work.

Best regards,
Nahid Suleymanov

My son had been wanting to buy an apartment in Baku for quite some time, with the option to make payments in installments. When choosing the apartment, our main requirement was that it be located close to schools and transportation, so that my grandchildren could continue their education. While watching the news, we came across a new offer from the Mortgage and Credit Guarantee Fund. This offer almost perfectly met all of our requirements. I informed my son, and we decided to obtain an apartment from the rental housing options provided by the Fund.

When we inquired about the terms, we were told that the apartments were fully renovated, located near all necessary infrastructure, and that once the contract was signed, we could immediately move in and live there.

After completing all the necessary steps, we selected the apartment in a fully transparent and digitized process, and the apartment was handed over to us in a short time. The apartment was indeed neat, well-finished, up to standard, and equipped with gas, electricity, water lines, and even a heating system.

We would like to express our gratitude, on behalf of our family, for creating such favorable conditions for us.

Best regards,
Suleymanov Sabir

I have obtained the M14, m2 apartment located at 24 Lütfi Zadə Street, Khatai District, which is part of the rental housing projects offered by the Mortgage and Credit Guarantee Fund.

I am pleased as a citizen with the transparency with which the rental housing project has been organized by the Fund. Whether it was during the document submission process, the verification and analysis of documents, the apartment selection, or the formalization and handover of the apartment, I witnessed the high level of attention and care shown by the Fund’s staff.

Finally, I would like to express my gratitude to all the staff of the Fund for their exceptional care towards citizens and wish you all success in your work.

Best regards,
Tural Mammadov

First of all, I would like to express my deep gratitude to each of you for the exemplary service and the care shown to citizens. I applied for a one-room apartment under the rental housing project offered by the Mortgage and Credit Guarantee Fund, located on Lütfi Zadə Street in Khatai District. Based on the efficient work schedule of the Fund's staff, I became a homeowner in a very short time. Both the document submission process and the registration of documents after selecting the apartment were successfully completed and resolved quickly. The fact that I received the contract and other documents so quickly is a testament to how successfully the IКZF staff operates.

The opportunity for young families to become homeowners is a contribution to the attention and care our President shows to young people. As a young family, becoming homeowners brings us great joy.

I express my deep respect and gratitude to each of you for your flawless and excellent service.

Best regards,
Tural Shikhaliyev

I would like to mention that the rental housing project implemented by the Fund, under your leadership, to improve the housing conditions of the population, has been warmly received by everyone. I would also like to inform you that my son, Nəzərov Ramil, has benefited from this project and rented a fully renovated apartment from your project in the Binəqədi district. The process of obtaining the apartment was completely transparent, without unnecessary documents, and completed in a very short time.

I would like to express my gratitude to the Mortgage and Credit Guarantee Fund for improving the housing conditions of the population, especially young people, and for the high level of attention shown to citizens by all the staff involved in this process. I wish you continued success in your work.

Best regards,
Nazarov Gardashkhan

I would like to inform you that our family had been considering purchasing an apartment in a newly built building in the Əhmədli neighborhood for a long time. After hearing about the Mortgage and Credit Guarantee Fund’s Xətai Park project, where apartments are rented with the obligation to purchase, we decided to obtain an apartment from there. Our decision was finalized because the down payment was low. My husband, Nicat Mövsümov Fərzəli oğlu, registered online and applied to the Fund. In a very short time, in August 2020, the apartment was handed over to us. Since then, we have been living at 60B Gəncə Prospect, M4, Apartment 4, Khatai District. The complex has created excellent facilities for both children and adults, and the area has been landscaped.

Considering the above, we would like to express our gratitude, on behalf of our family, to everyone who contributed to this process.

Best regards,
Khatira Gafarova

Thanks to the successful policies of our state and our President, Mr. Ilham Aliyev, our country has continuously developed and is currently experiencing a flourishing period. Just as in every other field, successful steps have been taken to improve the housing conditions of young people, and this area has been entrusted to the Mortgage and Credit Guarantee Fund by our Supreme Commander-in-Chief. The Fund has justified the trust placed by our President, establishing a fully transparent mechanism within the rental housing project.

My son has acquired a fully renovated two-room apartment from the Khatai Park residential complex on Gəncə Prospect, Khatai District, as part of the Fund’s rental housing project. Obtaining such an apartment typically requires many years of effort, but thanks to this project, my son was able to acquire an apartment in a short period of time with comfortable and fully transparent conditions, which brings me great joy as a father.

For this reason, I would like to express my gratitude to everyone who contributed to this process and to the high level of attention shown to citizens. I wish you all continued success in your work.

Best regards,
Jabbarov Fakhraddin

I, Asgarov Farid , Baku city, became a homeowner in February 2021 through the rental housing system established by the Mortgage and Credit Guarantee Fund, located in a multi-story residential building on A. Məmmədov Street. The reason I am writing is to express my gratitude and appreciation to the Fund's leadership and staff who contributed to the creation of this system. I am confident that this project will help many families own their own homes.

I wish you success in your work. Once again, I am very grateful!

Best regards,
Farid Asgarov

First of all, I would like to express my gratitude to all the people who contributed to this project.

For many years, we were unable to become homeowners, and obtaining such an apartment required long and hard work. The terms of the rental apartment project are easy, and it is very convenient for becoming a homeowner in a short period of time.

Our family also benefited from your rental housing project, and the fact that the apartment is renovated is a very positive aspect. From the moment we applied until we received the apartment, the Fund's staff provided excellent service at every stage. I extend my thanks to each one of them.

Best regards,
Hajiyeva Mansuma