MCGF

Infographics

ON MORTGAGE CREDITATION

Loan Analysis

Volume of Granted Mortgage Loans by Year (Million AZN) (as of 31.12.2025)

Dynamics of Refinanced Mortgage Loans by Year (Million AZN) (as of 31.12.2025)

Dynamics of Granted Mortgage Loans (Number) (as of 31.12.2025)

Dynamics of Preferential Mortgage Loans by Year (Number) (as of 31.12.2025)

Distribution of Mortgage Loans by Regions (Number) (as of 31.12.2025)

Distribution of Mortgage Loans in the City of Baku by Administrative District (as of 31.12.2025)

Funds Attracted for the Financing of Mortgage Loans (Million AZN) (as of 31.12.2025)

Analysis of Borrowers

Distribution of Borrowers by Monthly Income (as of 31.12.2025)

Distribution of Borrowers by Place of Employment (as of 31.12.2025)

Marital Status of Borrowers (as of 31.12.2025)

Gender Distribution of Borrowers (as of 31.12.2025)

Distribution of Borrowers by Age (as of 31.12.2025)

Distribution of Borrowers Belonging to the Preferential Category (as of 31.12.2025)

Distribution of Borrowers by LTV Ratio (Loan-to-Value Ratio) (AZN) (as of 31.12.2025)

Distribution of Borrowers by PTI Ratio (Ratio of Monthly Annuity Payment to Monthly Income) (AZN) (as of 31.12.2025)

Analysis of Mortgage Property

Distribution by Type of Mortgage Property (as of 31.03.2025)

Distribution of the Value of Mortgage Properties in the IKZF Portfolio (Million AZN) (as of 31.12.2025)

Distribution by Area of Mortgage Properties (sq. m.) (as of 31.12.2025)

ON CREDIT GUARANTEE ACTIVITIES

Loans Granted to Business Entities under the Fund’s Guarantee (Million AZN) (as of 31.12.2025)

Average Indicators of Subsidies Granted to Business Entities (as of 31.12.2025)

ON RENTAL APARTMENT ACTIVITIES

Dynamics of Rent-to-Own Residential Lease Agreements (as of 31.12.2025)

Distribution of Tenants by Place of Employment (as of 31.12.2025)

Distribution of Apartments Rented under the Rent-to-Own Scheme by Number of Rooms (as of 31.12.2025)

Marital Status of Tenants (as of 31.12.2025)

Distribution of Tenants by Age (as of 31.12.2025)